HLFA Credit Corporation (Pty) Ltd is a 100% black owned entity which is in partnership with Design Pro S.A.L Offshore (www.designpro-lb.com), an international renowned EPC. This partnership is in a mission to facilitate and implement developments and homes and for all through the local and international investors. We are a Venture-Builder with vast knowledge and experience in Low-Moderate Housing Solutions & Facilitation Company ready to service the Commercial Projects, Low Cost Housing-Social Housing- Open Market in Affordable & Middle Income Housing Market.
We are ready to position HLFA to work closely with the National and Provincial Ministry of Human Settlements including municipalities, communities, unions and other relevant institutions identified as our market to benefit in our programs.
What We Do
- Housing Solutions
- Research and Feasibility study
- Develop alternative finance lending models
- Develop affordable housing insurance cover
- Facilitate cost effective building methods
- Consumer Education
- Project Management
What We Offer
- Lending against Collateral for Infrastructure/Commercial Projects
- 10%-15% Cash Backed Bank Guarantee
- 10%-15% Cash Backed Standby Letter of Credit
- Asset / Cash Backed / Balance Sheet
- Lease / Purchase / Blocked Funds
- Suitable for Public-Private Partnerships & Private-Private Partnerships
- Mobilisation of Mortgage Finance
- Mobilisation of Development Finance for housing, commercial precinct & commodities
- Programme and Project Management
- Consumer Education
- Contractor Support
- Mentorship
Our Accreditation & Registration
- Applying to be accredited as non-bank mortgage lender
- The HLFA Credit Corporation is in the process to register as company that operates under specific exemptions from the Banks Act of 1990 (Act No. 94 of 1990), and adheres to the regulatory framework of the Public Finance Management Act (PFMA).
- HLFA will work in partnership with the Government & Department of Human Settlement Ministry.
- We also in a process of applying for an FSP number.
- Our Associate company in construction is registered with NHBRC and CIDB.
- Our Insurance Cover is underwritten by Marsh Insurance Underwriters.